new Delhi.  You use Paytm Wallet to buy goods from grocery stores, pay water and electricity bills, book gas cylinders, recharge mobile and DTH or for online orders. If you also use Paytm for normal transactions, then this is important news for you. Actually, Paytm has made many major changes in the month of October-November.(1) Biggest change- Paytm Wallet will be charged for adding money to credit card

Now you have to pay extra charge for loading money in Paytm wallet. According to the information given on paytmbank.com/ratesCharges, from October 15, 2010, if a person makes money with a credit card in Paytm wallet, then he will have to pay an additional charge of 2 percent. This 2 percent charge will include GST. For example, if you add 1000 rupees to Paytm Wallet with a credit card, then you have to pay 1020 rupees from your credit card.

However, there will be no extra charge on payment from Paytm on any merchant site. There will be no charge even when transferring from Paytm to Paytm Wallet. At the same time, there will be no charge even if you add money to Paytm wallet from debit card, netbanking or UPI.
(2) A gift to shopkeepers! Now there will be no charge for taking wallet payments

Recently, the company announced on Thursday that shopkeepers / merchants can now receive unlimited payments through Paytm wallet at zero percent fee in addition to UPI and Rupay cards. The company said in a statement, “The move will benefit more than 1.7 crore shopkeepers who will be able to enjoy zero percent charges on all their digital payments with direct settlement in their bank accounts.”

(3) Paytm came to Postpaid Flexible EMI option
Recently, Paytm has expanded its postpaid service (Paytm Postpaid). Paytm postpaid users can now pay their dues in monthly installment or EMI. Paytm Postpaid gives a credit limit of up to 1 lakh rupees to its users. Users can spend within the credit limit and make the payment next month or convert it to EMI.

(4) Now buy up to 1 crore digital gold in one go
Recently, Paytm has launched another feature, in which users will be able to buy up to 1 crore gold on the Paytm app. Till now only gold worth up to 2 lakh rupees could be purchased in a single transaction. Apart from this, the company has now expanded the Paytm Gold Services to the Paytm Money platform. Now users can buy and sell digital gold on the Paytm Money app in addition to the Paytm app.

Paytm launches two credit cards with SBI card
Recently, Paytm has launched two types of credit cards ‘Paytm SBI Card’ and ‘Paytm SBI Card Select’ (Paytm SBI Card SELECT). According to the information given on blog.paytm.com, users will get unlimited cashback of 1{8fb2112685ef72ae2c561c0cfc3b2bf2f013389ad9454ca5c40ab059333b1d35} to 5{8fb2112685ef72ae2c561c0cfc3b2bf2f013389ad9454ca5c40ab059333b1d35} on payment of this card. There will be no capping on the cashback. Cashback will be available as a gift voucher. The special thing is that cashback will be available within 3 days of completion of the scheduled transaction. However, no cashback will be available on any wallet load and fuel spread.

1. Features of Paytm SBI Card
>> Unlimited Cashback of 3{8fb2112685ef72ae2c561c0cfc3b2bf2f013389ad9454ca5c40ab059333b1d35} on Travel, Movie and Mall Shopping
through Paytm App >> Unlimited Cashback of 2{8fb2112685ef72ae2c561c0cfc3b2bf2f013389ad9454ca5c40ab059333b1d35} on Spreading in other categories through Paytm App
>> Unlimited Cashback of 1{8fb2112685ef72ae2c561c0cfc3b2bf2f013389ad9454ca5c40ab059333b1d35} on all other transactions

2. Paytm SBI Features of Card SELECT
>> Unlimited Cashback of 5{8fb2112685ef72ae2c561c0cfc3b2bf2f013389ad9454ca5c40ab059333b1d35} on Travel, Movie and Mall Shopping through Paytm App
>> Unlimited Cashback of 2{8fb2112685ef72ae2c561c0cfc3b2bf2f013389ad9454ca5c40ab059333b1d35} on spread to other categories through Paytm App >> Unlimited Cashback
of 1{8fb2112685ef72ae2c561c0cfc3b2bf2f013389ad9454ca5c40ab059333b1d35} on all other transactions